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ProgressiveWeb App
Unlock amazing features, anywhere in the world.
Spend, share, and earn, all from one powerful app.
Discover kardpay
More than just an app, your everyday
companion, always at your fingertips.

Even when you spend, you earn through cashback and investments.

Cashback
Earn up to 8% on all your purchases.
Earn
Up to 26% APR
Turn your participation into month income by receiving a share of kardpay’s profits in USDC.
Referral
Receive $5 for every new user, and unlock a passive 15% of their top-up fees, for life.