Crypto to the real world

Pay in crypto,
every day.

Spend USDT/USDC and your other cryptos anywhere Visa/Mastercard is accepted - in stores, online, Booking, tickets and more.

kardpay · receipt#0042
Payment confirmed3:02 PM
Starbucks Coffee
Lisbon · Visa/Mastercard kardpay
1× Latte$5.40
1× Croissant$5.40
Total$10.80
−$0.22 cashback (2%)
3D Secure
· thank you ·
Regulated
Visa/Mastercard Principal Member
180+ countries
Global access
Apple Pay
& Google Pay
Instant top-up
USDT/USDC TRC-20 / ERC-20
Your benefits

One card. Endless possibilities.

Spend your crypto everywhere

Use USDT/USDC and other cryptos like cash, online and in stores.

Global payments in 180+ countries

Accepted everywhere Visa/Mastercard is - no borders, no friction.

Multi-currency & crypto

Manage fiat and crypto in a single app, instant conversion.

Instant stablecoins

Top up in USDT/USDC in under 10 minutes via TRC-20 or ERC-20.

Coffee, e-commerce, bills

One card for all your daily life.

Kardpay cards
The card

Your crypto, finally spendable.

One card. Two minutes to issue. Works everywhere - Apple Pay, ATMs, online and in stores.

  • Virtual card delivered instantly
  • Apple Pay & Google Pay compatible
  • Physical card: up to $1M / month, 5-year validity
  • Card freeze, 3D Secure, 24/7 support
More than a card

A bridge to financial freedom.

Connecting crypto and traditional finance so money flows as freely as information.

100K+
Users
180+
Countries
35M+
Merchants

Secure platform

Bank-grade security, advanced encryption and multi-layer protection for your crypto.

Global access

Spend your crypto everywhere - millions of merchants accept Visa/Mastercard.

Instant conversion

Real-time crypto-fiat conversion at competitive rates with transparent fees.

Products

The whole ecosystem in one app.

Virtual & physical cards

Open your wallet, top up in crypto and link your kardpay card to Apple Pay - in 3 simple steps.

Direct deposit wallet

Receive and hold USDT/USDC and other cryptos in a dedicated wallet - ready to spend.

Monthly VPN subscription

Browse securely and privately. Pay your monthly VPN plan directly in crypto.

Built-in eSIM

Stay connected anywhere. Travel smart and pay your plans in crypto.

Gift Cards

3000+ virtual gift cards payable in crypto.

eSIM

Connected in 187+ countries from $1.80.

Wallet

A dedicated address to receive your USDT/USDC.

On / Off-ramp

Buy or sell USDT/USDC in EUR / USD directly to your bank.

Public pricing

Choose your card

One-time fee. No hidden subscription.

Kardpay Core
For everyday
Core
$29one-time
  • Green kardpay Visa/Mastercard card
  • 1-year validity
  • $10,000 / year limit
  • 5% top-up fees
  • Apple Pay & Google Pay
  • 3D Secure
  • Standard support
Get started
Most popular
Kardpay Pro
More freedom
Pro
$99one-time
  • White kardpay Visa/Mastercard card
  • 2-year validity
  • $50,000 / year limit
  • 4% top-up fees
  • Apple Pay & Google Pay
  • 3D Secure
  • Standard support
Get started
Kardpay Elite
The most exclusive version
Elite
$299one-time
  • Elite black Visa/Mastercard card
  • 3-year validity
  • $500,000 / month limit
  • 3% top-up fees
  • Apple Pay & Google Pay
  • Elite support
  • Private concierge
Get started
Cashback

Up to 2% on every purchase.

Stake your $KDY, unlock a tier and enjoy automatic cashback on every payment.

Tier 1
1%
cashback on all purchases
Required stake
$3,000 KDY
  • $5K / transaction
  • $50K / month
Tier 2
1.5%
cashback on all purchases
Required stake
$6,000 KDY
  • $10K / transaction
  • $100K / month
  • −50% physical card
Tier 3
2%
cashback on all purchases
Required stake
$18,000 KDY
  • $50K / transaction
  • $1M / month
  • Free physical card

KDY locked for 180 days after activation. Combinable with the VIP tier on request.

Ready to travel.
Borderless. Instantly.

Built for traders, freelancers, nomads and travelers.

Life abroad
kardpay
Life abroad
Holidays
kardpay
Holidays
Adventure
kardpay
Adventure

One app. All your finances.

Wallet, Visa/Mastercard card, eSIM, gift cards and cashback - it all starts with kardpay.